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Posts Tagged ‘payday scams’

Nowadays, scams are just about everywhere you look- especially on the internet.  As a consumer, it’s important to be aware of the differences between a reputable company and a rip-off.

A legitimate online cash advance lender will have valid security certificates. On the application page itself, look for a link to the certificate. If there isn’t one, try to locate the link on the homepage. And, if you still don’t see one, it’s likely a scam.

Also, check for links to: BBB, McAfee/Norton, Truste, and Thawte. Make sure that these are actual links and not just graphics. (Some companies will put the graphics on their websites to make it appear secure.)

A personal loan company should clearly state their privacy policy on their home page as well as application page. It’s a good idea to read through it. And, if anything sounds even the slightest bit off- call the company and ask questions. It never hurts to ask questions and gather more information. While this may take a few extra minutes, it could save you a lot of time and money later.